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Why Did I Get A Federal Student Loan Refund Check?

Why Did I Get A Federal Student Loan Refund Check? You likely received a federal student loan refund check due to an overpayment on your account. This can happen if you made a payment that exceeded your outstanding balance, perhaps as an extra principal payment that was later reconciled, or if an administrative error led to an excess payment. Another common reason is if a portion or all of your federal student loan was discharged or forgiven – for instance, through Public Service Loan Forgiveness, Borrower Defense to Repayment, total and permanent disability discharge, or school closure. In such cases, any payments you made on the discharged amount are returned to you. Similarly, if you recently consolidated your loans, an overpayment on one of the original loans might be refunded as the old loan was paid off. Less frequently, it could be due to an interest subsidy being applied retroactively, where interest you paid during an eligible period (like in-school deferment for subsidized loans) is reimbursed. Always check your loan servicer's online portal or contact them directly for the precise reason for your specific refund. 🔎 Helpful Links & Resources • Video Link:    • Why Did I Get A Federal Student Loan Refun...   • Channel Link:    / @countyportal   ⚠️ Disclaimer: County Portal provides information for educational purposes only. We do not guarantee accuracy or timeliness. This is not legal, financial, or medical advice. Use at your own risk.