The Fed15 Podcast: 2026 Retirement Prep — New TSP & IRA Limits and How to Avoid Payment Delays скачать в хорошем качестве

The Fed15 Podcast: 2026 Retirement Prep — New TSP & IRA Limits and How to Avoid Payment Delays

Dan and Katelyn break down what federal employees need to know heading into 2026, starting with the newly announced TSP and IRA contribution limits and how higher caps, expanded catch-ups, and Roth requirements for higher earners can shape retirement strategy. They explain why recalculating per-pay-period contributions before January matters for maximizing tax-advantaged growth and agency matching. The conversation then shifts to the other side of retirement readiness, outlining the most common mistakes that delay first retirement payments and walking through a practical checklist for submitting a clean, on-time application. The episode closes with key planning takeaways and a preview of upcoming webinars covering FERS, taxes, Social Security, TSP, and FEHB. https://www.stwserve.com/blog If you’d like to meet with an STWS advisor, pick a spot on our calendar here: https://stwserve.com/meet-with-us/ Register for Webinars: https://stwserve.com/register **DISCLAIMER – THIS IS NOT FINANCIAL ADVICE** The Fed15 podcast is presented by Serving Those Who Serve, a financial planning practice serving federal government employees and retirees all over the country. This podcast is presented for information and entertainment only and is not intended to be taken as financial advice. All listeners should consult their personal advisors before taking any action. The opinions expressed therein are not the opinions of Raymond James or Serving Those Who Serve. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. There is no assurance any of the trends mentioned will continue or forecasts will occur. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation. The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Dan Sipe, and Katelyn Murray and not necessarily those of Raymond James. Prior to making an investment decision, please consult with your financial advisor about your individual situation.