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As the world transitions to a more digital economy, the future of money is rapidly evolving. In Asia, new technologies like FinTech, cryptocurrencies, and digital payments are reshaping how people interact with money, conduct transactions, and manage finances. This panel explored the transformative impact of these technologies, with a particular focus on use cases in South Asia and Asia, where mobile-first solutions and innovative payment systems are accelerating financial inclusion and driving economic growth. A key highlight was India’s UPI (Unified Payments Interface), which has become a global model for instant, low-cost digital payments, revolutionizing the way millions of people make transactions every day. Additionally, we examined the worldwide success stories, showcasing how the country has effectively integrated digital identity, e-residency, and blockchain technology to become a leader in digital governance and online financial transactions. Experts discussed the role of FinTech in democratizing access to financial services, how cryptocurrency is challenging traditional banking systems, and the future of credit cards and digital payments in regions where mobile penetration is rapidly increasing. The panel also addressed the policy frameworks needed to govern these innovations, balancing innovation with regulation, ensuring security and consumer protection, and creating an environment for both local startups and global players to thrive. Sandun Hapugoda Koushik Kadidal Damith Pallewatte Moderated by Aruni Goonetilleke