Senior Citizen Saving Scheme New 5 Rule Changes 2026 !! SCSS 2026 Higher Interest 1st Jan 2026 !! скачать в хорошем качестве

Senior Citizen Saving Scheme New 5 Rule Changes 2026 !! SCSS 2026 Higher Interest 1st Jan 2026 !!

Senior Citizen Saving Scheme New 5 Rule Changes 2026 !! SCSS 2026 Higher Interest 1st Jan 2026 !! Hello Friends, This video is extremely important for all senior citizens and those planning retirement investments. In this video, we explain the latest SCSS rule updates applicable from 1 January 2026 and reveal 5 powerful strategies through which you can earn an effective return higher than 8.2% from the Senior Citizen Saving Scheme. The Senior Citizen Saving Scheme (SCSS) is a government-backed, post office scheme available only for individuals aged 60 years and above, offering a guaranteed interest rate of 8.2%, which is much higher than most bank fixed deposits. 👉 If you are a senior citizen and want safe, regular income with better returns and lower tax, this video is a must-watch till the end. 🔍 What You Will Learn in This Video: ✅ Latest SCSS interest rate and rules for 2026 ✅ Maximum investment limit of ₹30 lakh per senior citizen ✅ How husband & wife can invest ₹60 lakh together ✅ Quarterly interest calculation explained with examples ✅ Best time to invest (Quarter start strategy) ✅ How investing mid-quarter leads to interest loss ✅ How to reinvest SCSS interest to boost overall returns ✅ SCSS + RD / MIS / FD combination for higher effective yield ✅ Proper tax planning using Section 80TTB ✅ How splitting investment between spouses saves tax ✅ Difference between SCSS and Bank FD (Safety & Returns) 💡 Key Highlights: • SCSS Interest Rate: 8.2% (Guaranteed by Government) • Maximum Deposit: ₹30,00,000 per senior citizen • Quarterly Interest: ₹61,500 on ₹30 lakh • Monthly Equivalent Income: ₹20,500 (₹41,000 for couples) • Tax-saving strategy can increase net returns by ₹15,000 – ₹30,000+ 👥 Who Should Watch This Video? ✔ Senior Citizens (60+ age) ✔ Retired individuals ✔ Pensioners ✔ Taxpayers opting for Old Tax Regime ✔ Anyone looking for safe & guaranteed income 👍 If You Found This Video Useful: Please Like, Share, and Subscribe to the channel. Press the Bell Icon (All Notifications) to never miss updates on Tax Planning, Senior Citizen Schemes, and Investment Strategies. Thank you for watching! 🙏 #SCSS2026 #SeniorCitizenSavingScheme #GuaranteedReturn #PostOfficeScheme #SeniorCitizenInvestment #TaxSaving #80TTB