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In this episode, Sean Lee sits down with Sheila Warren, former CEO of the Crypto Council for Innovation, to talk about what few people want to admit: the real revolution in digital money didn’t come from Bitcoin or NFTs, but from something deliberately boring. Stablecoins, with over $307 billion in circulation, have quietly become the infrastructure holding the entire on-chain financial system together. And their impact is only just beginning to be felt. Together they explore why banks are actually scared (spoiler: it’s not about the technology) how the regulatory battle in Washington is slowing down a transformation the rest of the world is already executing, and what it means for global monetary sovereignty that the digital dollar is gaining ground across open networks. A straight-talking, hype-free conversation about the plumbing that will define the future of money.