No One Makes Good Decisions out of Fear or Desperation | December 18, 2025 скачать в хорошем качестве

No One Makes Good Decisions out of Fear or Desperation | December 18, 2025

🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz! ⮕ https://ramseysolutions.outgrow.us/ab... Dave Ramsey and Dr. John Delony answer your questions and discuss: “How can I protect myself from my husband’s gambling problem?” “I signed up for a student loan assistance program but I feel like I am being extorted rather than helped” “I am closing on a house I can’t afford and I’m pregnant. What should I do to get through this season?” “Should we sell a car we were gifted?” “Should I get a 529 plan for my children?” “My elderly mother has developed a gambling addiction, I feel guilty for not wanting to fund her addiction” “We are about to lose 80% of our income. Should we pay down our debt or save?” “Should I pull money from retirement to pay off my car?” “Is it too late for me to prepare for retirement?” “Should I let my son enjoy the fruits of his hard work?” “Should we pay off our house after we sell our rental?” “I received a personal injury settlement of $420,000. How should I manage this large lump sum?” “Am I risking my almost $1M net worth by carrying $1.4M in debt?” From Today's Episode: 🏛️ Support the Timeshare Pricing Transparency Act: https://www.curtis.senate.gov/press-r... 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🎁 ⁠Shop gifts they’ll love—like $13 books and $7.99 digital deals. Stock up now before these deals disappear!⁠ - https://ramsey.solutions/1qdy4r 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items - https://ramsey.solutions/useepw 🛡️Protect yourself with trusted insurance coverage that fits your budget. https://ramsey.solutions/3ugy9t Helpful Resources from Ramsey Solutions: 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb 💵 Start eliminating debt for free with EveryDollar - https://ter.li/0gzovi 🏘️ Find a Ramsey Trusted Real Estate Agent- https://ter.li/gmulft 📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne Connect with our Sponsors: Stop paying more and start shopping smarter at ALDI ⮕ https://ALDI.us Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey Go to Casper Sleep and use promo code RAMSEY to learn more. ⮕ https://www.Casper.com/Ramsey Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://www.GuardianLit.com/Ramsey Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/compa... Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5