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HOA Tried to Take My Lakefront Access I Showed Them I Own the Lake and the Shoreline “That little dock of yours is a community eyesore, and as of this afternoon, it’s also trespassing on HOA common property. You have 48 hours to remove it, or we will, and you’ll be billed for the privilege.” The voice, sharp and syrupy with condescending authority, cut through the perfect Saturday afternoon air. I turned from where I was teaching my seven-year-old son, Leo, how to cast a line, and saw her standing there on my lawn, a floral-print titan planted just inside my property line. This was Karen, the president of the Lakeside Meadows Homeowners Association, a woman whose physical presence was matched only by the gravitational pull of her own self-importance. She held a clipboard like a scepter, a sheaf of papers clutched in her other hand, and her face was a mask of smug certainty. My wife, Sarah, who had been reading on a lounge chair nearby, slowly lowered her book, her expression tightening. The joy of the moment, the simple pleasure of a father and son by the water’s edge, evaporated like morning mist under a harsh sun. It was a calculated intrusion, a public performance designed for maximum humiliation. A few of our neighbors were out in their yards, and I could feel their eyes on us, a mixture of curiosity and pity. Karen’s voice had carried, as it always did. She made sure of it. This dock, this simple wooden structure I’d spent two weekends building with my own hands, was my son’s gateway to the water, a place where we’d already made a dozen small, perfect memories. It was sturdy, it was level, and it was, according to the survey I’d reviewed exhaustively before we even closed on the house, well within the boundaries of the property I’d bought and paid for with fifteen years of military service. But to Karen, it was a challenge to her authority, a nail that needed to be hammered down, and I was the unfortunate head of that nail. #HOA #HOAStory #HOAstories #homeownersassociation #story #stories