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🏘️ Housing is not a slogan. It is policy, structure, and long-term reform. At the 6th PropTech Convention 2026, Zaigham Mahmood Rizvi (Former Chairman, HBFC) and Dr. Hamid Shah (Senior Specialist, Punjab Affordable Housing Program, PAHP) delivered a powerful fireside chat on the future of Affordable Housing in Pakistan. This session addressed the real structural challenges behind Pakistan’s housing crisis, moving beyond political promises toward systemic reform. 🔍 Key Discussion Areas: 🏗️ Structural gaps in Housing Supply 💰 Barriers to Mortgage Finance & Financial Inclusion 📜 The need for stronger Regulatory Frameworks 🌍 Global best practices in Slum Redevelopment & Housing Finance 🏦 Role of institutions like HBFC in enabling low-cost housing 📊 Alignment between policy, capital, and on-ground execution 💡 Core Message: Low-Cost Housing cannot succeed without: ✔️ Government Policy Alignment ✔️ Access to Structured Mortgage Finance ✔️ Developer Accountability ✔️ Urban Planning Integration ✔️ Sustainable Habitat Design Affordable housing requires coordination between government, financial institutions, developers, and regulators. Without policy clarity and financial access, housing remains a slogan not a solution. 🎯 Why This Matters: Pakistan faces: Rapid Urbanisation Housing Backlog in Millions Limited Access to Mortgage Products Weak Regulatory Enforcement This conversation presents a roadmap for systemic reform in Pakistan’s real estate ecosystem. 📩 Like, Comment & Subscribe for more strategic insights from PropTech Convention 2026. Because housing reform is not optional, it is foundational to economic growth. #proptechconvention26 #affordablehousing #housingfinance #hbfc #pakistaneconomy #urbanpolicy #realestatereform #Financial #lowcosthousing #mortgagefinance #urbanplanning #futureofhousing #realestatepakistan #arylaguna #dhacity #dhagrw