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In this video, I sit down with a loan officer, Dennis Hensling VP Residential Lending with United American Mortgage Corporation to break down hard money loans and how luxury home buyers actually finance high-end properties. We cover: 1. What a hard money loan really is 2. When it makes sense to use one 3. The risks and benefits 4. How luxury buyers structure financing 5. The difference between hard money and traditional or jumbo loans 6. Common mistakes buyers make If you’re investing, flipping, or buying a luxury home, understanding your financing options can make or break the deal. Whether you're a first-time investor or shopping in the high-end market, this conversation will give you a clear picture of how these loans work and when they’re the right move. If you have questions about hard loans or luxury financing, drop them in the comments.