现金和现金流到底有什么区别？总说CPF Life不够退休的时候用，那么我们还有哪些方式可以帮我们增加现金流｜The difference between Cash and Cash Flow скачать в хорошем качестве

现金和现金流到底有什么区别？总说CPF Life不够退休的时候用，那么我们还有哪些方式可以帮我们增加现金流｜The difference between Cash and Cash Flow

首先，这个视频没有任何的理财产品的推销，每一个不同的产品存在都有各自的特点和特色，并不代表收益低就是不好的产品。我们做出选择的时候要问自己是否能够承受这样的风险，而不是盲目的去追求高收益。 时间，也是一种风险，当我们的年龄越大，我们能够再次去赚回本金的时间就越来越少，但是单一的依靠保守型的产品也未必是最好的选择，要考虑现在的通货膨胀。因此我很推荐大家在做现金流规划的时候不要把所有的资金都放在同样的产品里（比如说买了4-5种基金但是全都是科技公司的的） 最后，这个视频并不是为了提供如何123赚大钱，而是一个做现金流规划的启发，比较适合对市面上的理财产品不是很了解的人，所有人对理财的储备知识都是不一样的，先看看有什么样的选择，然后再选择合适自己的，则是最好的。 如果对活期账户或者是那个规划图感兴趣或者需要咨询退休规划，请联系我，我是Nina来自Financial Alliance的理财顾问 WhatsApp：97339837 WeChat：ninainsingapore I want to clarify that this video isn't about selling you products. Every financial tool serves a different purpose, and a lower interest rate doesn't make a product "bad", it’s all about finding the right fit for your risk tolerance instead of just chasing the highest numbers. Remember: Time is a risk factor. The older we get, the less time we have to make back any lost capital. But being too safe can be risky too, because inflation eats away at your purchasing power. This is why diversification is key. Don’t just buy five different funds if they all invest in the tech sector! This video is designed as a starting point for your cash flow planning, especially if you're new to the world of finance. The goal is to see what’s out there and then pick what works for you. Interested in high-yield liquid accounts or want a copy of my planning framework? If you need help with retirement planning, let’s chat! I’m Nina, a Financial Consultant with Financial Alliance.