Why You Still Can’t Afford A House In 2026 (UK + US Reality Check) скачать в хорошем качестве

Why You Still Can’t Afford A House In 2026 (UK + US Reality Check)

You don’t fix “I can’t afford a house” by waiting for a crash – you fix it by running the numbers the way banks and investors actually do. In this video, I show you why you still can’t afford a house in 2026, and the cash‑flow framework that got me to £860,000 in equity while most people stayed renting. 📌 Video Chapters 00:00 Why you still can’t afford a house 01:30 The wrong question everyone is asking 05:00 Safe vs risky homebuyer patterns from real accounts 10:00 Why my parents’ “buy in cash” strategy stopped working 12:30 Leverage like an investor, spend like an immigrant 14:30 The 3‑step action plan to get unstuck I work in fraud and account review at a major UK bank, going through 20–30 customer accounts a day. I see the real numbers behind people who buy, and the real numbers behind people who stay stuck renting while house prices keep moving away from them. ​ In this whiteboard, we cover: Why “Should I wait for a crash?” is the wrong question – and why you should instead ask, “At what price does this property beat my rent on cash flow?” The exact Lewisham flat numbers (2020 vs 2026) and how to compare cost to own vs cost to rent vs market rent in both the UK and US. The SAFE vs RISKY homebuyer patterns I see in live bank accounts: emergency fund size, housing‑cost‑to‑income, consumer debt, and why many people are one boiler breakdown away from default. Why the “save cash for 20 years and buy outright” strategy that worked for our parents no longer works in 2026 – and how to use leverage like an investor while keeping immigrant‑level discipline on spending. A 3‑step action plan to go from “I can’t afford a house” to “I know my exact number and I’m moving toward it.” ​ If you’re in the UK or US feeling like housing has become mathematically impossible, this video gives you a different lens: treat the housing market like a moving escalator and learn how to use cash flow, not vibes, to step on. 🔔 Subscribe for weekly breakdowns on fraud, property, and realistic wealth‑building for normal people in the UK and US – no get‑rich‑quick hype, just systems that compound. 👇 NEXT VIDEO TO WATCH After this, watch my income‑streams breakdown so you’re not relying on one salary to qualify for a mortgage or to hold a property safely.    • The 4 Accounts That Made Me Rich (On a Nor...   📢 Disclaimer: The content on this channel is for educational and entertainment purposes only. I am not a licensed financial advisor, and nothing shared here should be considered financial advice. Always do your own research and consult a qualified professional before making financial decisions. #housingmarket #firsttimebuyer #ukproperty #realestate #rentvsbuy #wealthbuilding #housingcrisis