“PF Se Kitna withdraw kar Sakte Ho? EPFO 3.0 update. Pf new rules. Kitne months k baad full pf. скачать в хорошем качестве

“PF Se Kitna withdraw kar Sakte Ho? EPFO 3.0 update. Pf new rules. Kitne months k baad full pf.

Welcome to this detailed explainer on the new EPFO 3.0 withdrawal rules (2025) — what has changed, how it affects you, and what you must know if you’re a PF holder in India. New Rule (EPFO 3.0) 1-You can withdraw up to 75% of your total PF balance (employee + employer + interest) if 25% balance remains in account. (Because 25% must always stay as minimum balance) 2-Consolidated into 3 broad categories: Essential Needs, Housing Needs, Special Circumstances. 3-Uniform 12 months service needed for all partial withdrawal reasons 4-Education: 10 times, Marriage: 5 times allowed now 5-Now only after 12 months of unemployment you can withdraw full PF. For pension (EPS), you must wait 36 months of unemployment 6-Now you can withdraw under “Special Circumstances” without providing reason or documents in many cases ✅ What This Means for You -More flexibility in withdrawing PF when you need — for education, housing, emergencies. -Simpler rules — no juggling many clauses; one service period (12 months) applies. -Better access — up to 75% withdrawal is allowed as long as 25% stays, so you retain some balance for future growth. -Longer wait for full withdrawal — you’ll need 12 months joblessness to take full PF, and 36 months for pension. -Less paperwork — under special circumstances, you may not need to justify the withdrawal. #epfindia #pfwithdrawal #epfoupdate #epfo #providentfund #EPFWorried #financeindia #epfonews #epf #salaried #moneymatters #financialawareness #finance #contentcreator