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Best Way to Pay International Contractors

Hi, I’m Amanda, and in this video I break down the best ways to pay international contractors. Hiring globally gives you access to a much larger talent pool and can often lower costs due to differences in cost of living, but it also introduces important considerations like foreign exchange rate volatility, currency conversion, transaction fees, and payment delivery times. I explain what to watch out for when paying global contractors, including how quickly FX rates can change, how that impacts the strength of the dollar, and why international payments usually come with higher fees than domestic payments. Then I walk through several global payment platforms and explain where each one fits: Melio for small and mid-sized businesses that want a well-rounded solution for both accounts payable and accounts receivable, with support for international contractor payments in around 80 countries, 15 currencies, flexible delivery speeds, the ability to lock in FX rates for short periods during volatile markets, and volume discounts for higher global payment spend. Payoneer for businesses that work heavily with freelancers, international contractors, online marketplaces, or e-commerce operations, offering payments in over 150 countries and 70 currencies, batch payments for large contractor lists, and country-specific pricing with no subscription fees. Wise for businesses sending frequent global payments that want transparent pricing using the mid-market exchange rate, payouts in over 70 countries and 55 currencies, large batch payments, fast delivery times for many payment methods, and discounts after reaching monthly payout thresholds. Tipalti for companies with more complex accounts payable needs that want automation, tax compliance support, and extensive global coverage, including payments to contractors in over 200 countries and territories, support for more than 120 local currencies, multiple payment methods, FX rate controls, and paid plans designed for advanced AP and mass payments. Stripe for businesses already using Stripe that want to extend it beyond customer payments and use it for global contractor payouts, supporting payments to contractors in over 50 countries with per-payout fees, cross-border and FX charges, and variable settlement times depending on country. I also share my overall perspective on which option works best for most businesses, why Melio is often my top pick, and when it makes sense to choose a different platform based on country coverage, currency support, or more complex payment needs. This video is designed to help you understand your options so you can choose the best way to pay international contractors for your business. See the full write up here: https://thedigitalmerchant.com/best-w... #internationalcontractors #globalpayments #payinternationalcontractors #crossborderpayments #accounts payable #freelancers #globalbusiness #FXrates #internationalpayroll #contractorpayouts