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Divorce doesn’t just end a marriage — it can completely reshape your financial life, especially when children are involved. In this episode of the Illinois Divorce Guide Podcast, Greer Howard sits down with top Illinois divorce attorney Bobby Buchanan to unpack the hard financial truths about child support, parenting time, and stability after divorce. Illinois courts don’t focus on what feels “fair.” They follow formulas. And those formulas can dramatically affect your monthly finances, your parenting schedule, and even where you’re able to live. Greer and Bobby break down how child support is calculated, why parenting time percentages matter so much, and how courts expect both parents to maintain stable homes even when it feels impossible. Whether you’re considering divorce, in the middle of one, or simply trying to understand your options, this episode will help you avoid being blindsided and make more informed decisions for yourself and your children. ⏱️ Timestamps [01:15] – The financial fears most parents have during divorce [02:00] – How Illinois child support guidelines actually work [03:05] – Why child support is not about fairness — it’s about the formula [04:10] – What happens if you can’t afford child support [05:00] – Why lifestyle changes are often unavoidable after divorce [06:00] – Expenses courts do not consider when calculating support [07:00] – How parenting time directly impacts child support [08:00] – The critical 40% rule and why it matters [08:45] – When parents fight for parenting time for financial reasons [09:30] – Can parents agree to a different child support arrangement? [10:30] – Creative ways to structure child support outside the formula [11:15] – Paying child support even with 50/50 parenting time [12:30] – Why courts assume two stable households after divorce [13:20] – The hidden risks for stay-at-home parents [14:45] – How stay-at-home parents can protect themselves [16:00] – Rebuilding independence and stability after divorce [17:30] – Why knowing these hard truths gives you power [18:30] – Final thoughts and what’s coming next in the series 👉 Subscribe for more episodes of the Illinois Divorce Guide Podcast with Greer Howard and attorney Bobby Buchanan, where we make Illinois family law easier to understand. 📩 Got questions or topics you’d like covered? Drop them in the comments below! 🔗 For more resources and legal guidance: 📺 YouTube: @IllinoisDivorceTV 🌐 Website: https://www.rbbfirm.com 📞 Consult Bobby’s Firm: 312-757-4833 #illinoisdivorceguide #childsupport #parentingtime #familylaw #illinoisfamilylaw #divorcewithkids #divorceadvice #divorcepodcast #coparenting #divorceeducation