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Most retirees believe their home sale is completely tax free. The IRS says otherwise. If you are retired or planning to sell your home in 2026, there is one specific IRS rule that could cost you tens of thousands of dollars — and most people do not find out about it until after closing day. Richard breaks down exactly how the home sale exclusion works, who qualifies, the hidden traps that catch careful retirees off guard, and the simple steps you can take right now to protect every dollar of your hard earned profit. Disclaimer This content is for general informational purposes only. It is not legal or tax advice and does not replace the guidance of a licensed CPA or tax attorney. Tax rules change and your individual circumstances determine what applies to your specific situation. Always consult a qualified tax professional before making any decisions about selling your home. #IRSHomeTaxRule #RetirementTaxes #HomeSaleTaxFree #CapitalGains2026 #RetireeSavings #IRSRules2026 #SellYourHome #TaxFreeHomeSale #RetirementPlanning #USStatusUpdate