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Welcome to The Vault with Financielle. In Episode 28 of The Vault, we discuss this week’s controversial opinion, “It’s okay to spend when you’re in debt”, before diving into our listener dilemmas: I can’t give up my bougie membership I don’t feel as financially free as I should do We celebrate a savvy community member’s win - they dodged debt by using their emergency fund to cover nearly £300 in car repairs, and they're now excitedly setting up a sinking fund to stay ahead of next year's MOT! 🚗💸 If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.com Send your (totally anonymous) money dilemmas to thevault@financielle.com and we may feature yours on a future episode 💌 As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT Check it out here! [https://financielle.thinkific.com/cou...] Visit https://www.financielle.co.uk to join our community! Chapters: 00:00 Introduction and Initial Thoughts on Bougie Spending 00:26 Welcome to The Vault 00:48 Fun Facts and Personal Stories 02:23 Controversial Opinions on Spending While in Debt 03:26 Discussing Debt-Free Journeys and Spending Habits 07:54 Dilemma: Bougie Membership and Debt 11:40 Financial App Promotion 12:18 Evaluating the Worth of Bougie Expenses 15:18 Designer Labels and Financial Perspectives 17:33 Designer Gifts Only 17:54 Balenciaga Trainers Story 19:03 Emergency Fund Success 21:44 Planning for Financial Freedom 23:49 Building and Growing Wealth 27:31 Financial Health and Fitness 30:33 Final Thoughts and Wrap-Up The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money. Visit https://www.financielle.com to download our app. Listen to the podcast on: ▶︎ Spotify - [https://open.spotify.com/show/73mv8Jn...] ▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast...] ▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8Jn...] Follow Financielle for more: ▶︎ Facebook - [ / financielle ] ▶︎ Instagram - [ / financielle ] ▶︎ LinkedIn - [ / financielleuk ] About Financielle: Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future. Recorded and Produced by Liverpool Podcast Studios ▶︎ Web - [http://www.liverpoolpodcaststudios.com] ▶︎ Instagram - [ / liverpoolpodcaststudios ] ▶︎ LinkedIn - [ / liverpool-podcast-studios ]