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Most people focus on the house — the kitchen, the yard, the schools. But very few people stop to ask how well a town itself is structured to protect homeowners financially. In this video, we break down why some towns are better positioned to shield homeowners from rising costs — like property taxes, infrastructure expenses, and long-term maintenance — while others quietly pass those costs back to residents. We take a clear, fact-based look at Huntley and Algonquin, Illinois, and explain how: ● Commercial and industrial tax bases affect your tax bill ● Infrastructure timing matters more than most buyers realize ● Reserves, water systems, and transportation projects quietly impact affordability ● “Hidden costs” like SSAs can change the true cost of ownership This isn’t about ranking towns or telling anyone where to live. It’s about understanding structural resilience — and how to ask better questions before you buy or sell. 👇 If you live in Huntley or Algonquin — or you’re considering a move and want to understand how this could affect your specific situation — feel free to leave a comment or send us a message. We’re always happy to help you think it through. — Tamara & Ozzie Century 21 New Heritage 📍 Serving Huntley, Algonquin, Cary, Crystal Lake & surrounding communities Here are the official budget and financial transparency links referenced in the research, formatted for the video description. Village of Huntley ● Finance Department Documents Portal: (Central hub for all budgets and tax levies) https://www.huntley.il.us/departments... cuments.php ● FY2025 Budget-in-Brief: (Reader-friendly summary of the budget) https://cms6.revize.com/revize/huntle... ● 2024 Property Tax Levy Infographic: (Visual breakdown of where tax dollars go) https://cms6.revize.com/revize/huntle... %20Docs/FY24%20Property%20Tax%20Levy%20(Payable%202025).pdf ● 2024 Popular Annual Financial Report: (Simplified financial report for residents) https://cms6.revize.com/revize/huntle... %20Docs/PAFR/2024%20Popular%20Annual%20Financial%20Report.pdf Village of Algonquin ● Village Finance & Transparency Portal: (Main access point for budgets and audits) https://www.algonquin.org/finance ● FY 2025-2026 Annual Budget: (Full budget document) https://www.algonquin.org/egov/apps/d... ● Popular Annual Financial Report (PAFR): (Condensed version of the annual audit) https://www.algonquin.org/egov/apps/d... 🌐 www.tamaraandozzieteam.com 📧 Contact Us: • Tamara Berman — tamarabermanrealtor@gmail.com | (815) 790-0835 • Ozzie Martinez — c21ozzie@gmail.com | (815) 347-2843 🔹 Connect With Us • Instagram → instagram.com/tamaraozzieteam • Instacard → instacard.co/Tamara-A-Berman • Facebook → facebook.com/tamaraozzieteam • LinkedIn → linkedin.com/company/tamaraandozzieteam ⏱️ VIDEO CHAPTERS 00:00 – You date the house, but you marry the town 01:05 – Why town structure matters more than buyers realize 01:20 – Huntley’s strategy: growth, industry, and tax stability 02:40 – How commercial taxes help protect homeowners 03:10 – Water infrastructure: the hidden cost most buyers miss 03:35 – Algonquin’s strategy: reserves, maturity, and stability 04:20 – The Longmeadow Parkway Bridge & real homeowner savings 04:50 – The “hidden mortgage” problem (SSAs explained) 05:40 – What happens when towns lack financial cushions 06:05 – Growth vs. maturity: two paths to homeowner protection 06:45 – The questions every buyer and homeowner should ask 07:20 – Final takeaway & how to get clarity for your situation #realestate #housingmarket #development #communitygrowth #homebuying #realestatetips