These Three Investments Make for a Happier Retirement | Michael Finke on YMYW скачать в хорошем качестве

These Three Investments Make for a Happier Retirement | Michael Finke on YMYW

Free financial resources & episode transcript: https://bit.ly/ymyw-523 DOWNLOAD The Retirement Lifestyles Guide: https://purefinancial.com/white-paper... DOWNLOAD The Social Security Handbook: https://purefinancial.com/white-paper... WATCH    • Social Security Basics You Need to Know: C...   WATCH    • Choosing Your Retirement Income Style and ...   Schedule a free assessment with an experienced financial professional: http://bit.ly/PureAssessment Ask Joe & Big Al On Air: https://bit.ly/AskJoeAndBigAl Subscribe: http://bit.ly/YMYW-YT Follow the YMYW podcast: https://lnk.to/ymyw What are the three predictors of retirement happiness? Dr. Michael Finke, CFP® from the American College of Financial Services tells us what his research shows. He also shares his insights on the four percent rule for retirement withdrawals and whether there is anything we can do to stave off the effects of aging on our cognitive abilities. Plus, Joe and Big Al do some retirement spitballing: can Jon in Pennsylvania retire early at age 56, and would it be better for him to take his pension monthly or as a lump sum? Steve and his wife in Colorado are 48 and 54 and have 3 million saved. When can they retire? Eager Eagle and his wife in Washington state have 2 million saved at ages 61 and 63. Can they retire next year? 00:00 - Intro: This Week on the YMYW Podcast 00:57 - Dr. Michael Finke on the Four Percent Rule, Three Predictors of Retirement Happiness, and Aging 19:41 - What's Your Retirement Income Style? Watch & Subscribe on YouTube and Download The Retirement Lifestyles Guide  20:36 - Can I Retire at Age 56? Should I Take My Pension as a Lump Sum or Monthly? (Jon, PA) 29:40 - When Can We Retire? We’re Ages 48 and 54 With About $3M Saved (Steve, CO) 37:36 - Watch Social Security Basics You Need to Know: Common Social Security Questions Answered on YMYW TV and Download the Social Security Handbook 38:23 - Can We Retire Next Year? We're 61 and 63 With About $2M. (Eager Eagle, WA state) 41:43 - YMYW Podcast Outro IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor. • Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors. • The views and opinions expressed by guest speakers are solely their own. The information on guest’s bios can be found on Pure Financial’s Website www.purefinancial.com/ymyw/guests CFP® - The CERTIFIED FINANCIAL PLANNER® certification is by the CFP Board of Standards, Inc. To attain the right to use the CFP® mark, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. 30 hours of continuing education is required every 2 years to maintain the certification. AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation. CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.