Balanced Hybrid funds | Types of Hybrid Funds скачать в хорошем качестве

Balanced Hybrid funds | Types of Hybrid Funds

In this Investor Education original video, we’ll talk about Balanced Hybrid funds. What is balanced hybrid fund? Balanced hybrid fund maintains the perfect balance between equities and debt instruments. They invest 40% to 60% in equity & equity-related instruments and the rest 40% to 60% goes into debt instruments. Who should invest in a balanced hybrid fund? If you are not able to decide whether you should have more equity exposure or debt exposure, then you should go for balanced hybrid funds. This will give you a perfect balance of safety of debt instruments and growth of equity instruments. During a steep market fall, balanced hybrid funds are much safer than pure equity mutual funds. Taxation in Balanced Hybrid Fund The long-term capital gains are taxed at 10% and they are considered long-term right after one year. The short-term capital gains are taxed at 15%. So if you are redeeming the units within a year, you will have to pay 15% tax. However, capital gains up to Rs.1 lakh are tax-free, as is the case with overall equity investments. How to choose a balanced hybrid fund Before investing in any category, one should analyze all the funds in that category. You can consider parameters such as past returns in different periods, the reputation of the fund house and fund manager, portfolio construction, and expense ratio. If you haven’t already, start your investing journey on Kuvera - your safe space to invest. Click on the link below to get started. https://bit.ly/3JTbcJq