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Stop leaving yourself vulnerable to data breaches! Go to my sponsor https://aura.com/haydenschreier to get a 14-day free trial and see if any of your data has been exposed! Everyone’s talking about inflation, rising rent, and groceries costing double — and yeah, prices are going up. But what if the real reason most people feel completely broke in 2025 isn’t just inflation… it’s something deeper? In this video, we break down the harsh truth about the cost of living crisis — not from a political or economic lens, but from a personal one. Because while everything from housing to food is more expensive, the real reason many can’t save, invest, or just breathe financially is this: we’ve forgotten the difference between wants and needs. We explore how modern life blurs the line between luxuries and necessities — and how things like daily takeout, constant upgrades, streaming subscriptions, designer gear, and convenience culture have quietly become normalized as “essentials.” When people refuse to cut back on non-essentials, even during tough times, the results are predictable: more debt, more stress, and no savings. SUBSCRIBE! / @hayden.schreier 👇CHECKOUT MY CAR CHANNEL👇 / @haydenschreiermk2 ⬇️ Follow Me Here Aswell ⬇️ / hayden.schreier Business Inquiries: [email protected] #costofliving #savingmoney #consumerism Chapters: 0:00 Cost of Living Insanity Intro 1:10 Luxuries are NOT Necessities! 5:02 At this Point its Corporate Greed... 7:09 Dynamic Grocery Pricing is Insane... 10:39 I'm Not Poor But i Live Paycheck to Paycheck 12:02 McDonalds Charges For Bags Now... 15:01 Farmers Market Prices Are Out of Control... 17:21 Reading Your Comments! 19:12 Chick-fil-A Inflation... 20:55 Best Grocery Store Prices... 21:56 The REAL Reason You Cant Afford Anything... 23:46 Time to Start Prepping... 24:45 Tipping Culture is Out of Control... 26:02 So How Do You Guys Get By... 27:57 Do You Think About How Much Other People Spend? 30:20 How To Not Worry About The Cost of Living... 30:57 Most People Have No Savings... 31:19 Y'all Don't No How to Be Poor... 33:41 $10,000 Dollar Set Up... 34:00 This Is Why Your Broke... 36:40 How Much Does It Cost to Work In Corporate America? 38:36 Cost of Living Insanity Recap FAIR USE DISCLAIMER: Copyright Disclaimer - under Section 107 of the copyright act of 1976, allowance is made for fair use for purposes such as criticism, comment, news reporting, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. all photos and videos were originally posted publicly on social media platforms. These are all my own opinions.