2026 Tax Rate EXPLOSION — Middle Class Families Will Get CRUSHED Do This NOW! скачать в хорошем качестве

2026 Tax Rate EXPLOSION — Middle Class Families Will Get CRUSHED Do This NOW!

The Tax Cuts and Jobs Act expires December 31st, 2025—and when 2026 hits, middle-class Americans will face one of the largest tax increases in modern history. As a CPA, I'm breaking down exactly how the TCJA expiration will jack up your tax brackets, slash your standard deduction in half, and drain tens of thousands from your retirement savings over your lifetime. More importantly, I'm showing you the exact Roth conversion strategy to lock in today's lower rates before it's too late. In This Video: • Why the 2026 tax rate increases will hit middle-class families hardest—not the wealthy • Exactly how much more you'll pay in taxes with real $100k and $150k income examples • Why Congress won't extend the Trump-era tax cuts (the debt crisis reality) • The Roth conversion strategy to lock in 12%, 22%, and 24% rates before they jump to 15%, 25%, and 28% • Step-by-step guide to "filling up your bracket" with strategic conversions in 2025 • Advanced tactics: tax-loss harvesting, backdoor Roth, and QCDs to maximize tax savings • Common Roth conversion mistakes that cost you thousands (and how to avoid them) • Why traditional IRAs are an IOU to the government—and how to take control now 📍 TIMESTAMPS 0:00 - The 2026 Tax Bomb: What the IRS Isn't Telling You 2:15 - How the TCJA Expiration Crushes Middle-Class Families 5:45 - Real Math: $100k and $150k Income Examples (Shocking Results) 10:20 - Why Congress Won't Save You: The National Debt Reality 13:40 - The Great Melt-Up: Inflation + Higher Taxes = Wealth Extraction 16:30 - Roth Conversions: Your #1 Strategy to Lock in Lower Rates 20:15 - Step-by-Step: How to Calculate Your Optimal Conversion Amount 24:50 - "Fill Up Your Bracket" Strategy: Maximize 2025 Conversions 28:30 - Critical Warnings: Roth Conversion Mistakes to Avoid 32:10 - Advanced Tactics: Tax-Loss Harvesting + Backdoor Roth + QCDs 36:45 - What If You Do Nothing? The RMD Tax Trap Explained 40:20 - Action Plan: Exactly What to Do Before December 31st, 2025 44:00 - Final Takeaways: Take Control of Your Financial Freedom 🔗 RESOURCES 📘 Get My Book on Amazon: https://www.amazon.com/dp/B0DSLT8SRZ 📘 Spanish Version (Español): https://www.amazon.com/dp/B0F2GTZY7T 🔗 IRS Publication 590-A (IRA Contributions): https://www.irs.gov/publications/p590a 🔗 IRS Publication 590-B (IRA Distributions): https://www.irs.gov/publications/p590b 🔗 Tax Cuts and Jobs Act Overview: https://www.congress.gov/bill/115th-congre... ⚠️ LEGAL DISCLAIMER This is a fan-made channel dedicated to preserving and sharing the wisdom, ideas, and perspectives of Brian Kim, CPA. All content is created for educational, inspirational, and entertainment purposes. AI Technology Disclosure: This channel uses advanced AI technology including synthesized voice and digital recreation to make Brian Kim's insights and communication style accessible to a global audience. The voice, image, and persona are recreated through AI based on publicly available content, interviews, CPA educational materials, published works, and documented public appearances from ClearValue Tax. Standard ClearValue Tax Disclaimer: ClearValue Tax and affiliates do not provide tax, legal, or accounting advice. This material is for informational purposes only and should not be relied upon for tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. Legal Disclosure: I'm not a financial advisor. The information contained in this video is for entertainment purposes only. Before investing, please consult a licensed professional. Any investment or financial strategies shown should not be considered "investment recommendations." Unless investments are FDIC insured, they may decline in value and/or disappear entirely. Please be careful! 🔥 PRIMARY & NICHE HASHTAGS (First 30 - Highest Priority): #BrianKim #ClearValueTax #TaxStrategies #FinancialFreedom #2026TaxRates #RothConversion #TCJAExpiration #MiddleClassTaxes #RetirementPlanning #TaxBrackets #IRSUpdates #WealthBuilding #RothIRA #TaxPlanning #PersonalFinance #TrumpTaxCuts #TraditionalIRA #401kStrategy #FinancialIndependence #TaxSavings #RetirementSavings #TheGreatMeltUp #CPAAdvice #InvestingForBeginners #TaxLoopholes #WealthProtection #InflationHedge #SmartMoney #FinancialEducation #TaxFreeGrowth