Can You Qualify For A Bigger House With this Calculator? скачать в хорошем качестве

Can You Qualify For A Bigger House With this Calculator?

Explore options / run the numbers FREE (no email needed): https://seimortgage.com OR call: 1-800-401-1363 📞 In this episode of the SEI Mortgage Podcast, Ryan Marks walks you through exactly how bank statement income loans work and how lenders calculate income using only your bank statements instead of tax returns. You’ll see, step by step, how qualifying income is determined for Non-QM mortgage programs designed for self-employed borrowers. You’ll also get a live screen-share walkthrough showing how to calculate your own qualifying income using the free SEI Mortgage Bank Statement Calculator, so you can estimate your buying power before ever speaking with a lender. 👉 Use the same calculator featured in this episode here: https://seimortgage.com/bank-statemen... If you’ve been told no by a bank because of your tax returns, this episode will show you a smarter way forward using alternative income mortgage programs built for self-employed borrowers. This episode is perfect for: • Self-employed home buyers • Business owners with heavy tax write-offs • 1099 earners and gig workers • Real estate investors looking to purchase or refinance • Anyone exploring non-traditional mortgage options 🔥 What you’ll learn: • How bank statement mortgage loans calculate income • The difference between taxable income and qualifying income • How lenders review 12 to 24 months of deposits • How to estimate your buying power before speaking with a lender • What an expense factor is Subscribe/Follow For More! Instagram:   / seimortgage   Instagram (Ryan):   / ryan_j_marks   Facebook (Ryan):   / ryan.marks.79025648   ⏱ Timestamps 0:00 Why traditional lenders misjudge self-employed income (and what this episode will show you) 0:32 How the Bank Statement Loan Calculator works (tool walkthrough) 1:22 12-month vs 24-month bank statement loans (example + why it matters) 2:15 Expense factors, documentation, and qualification clarity 6:51 How income, DTI limits, and loan terms affect buying power 8:22 Next steps: run your numbers and explore Non-QM options Titles: Primary: This UNHEARD OF Tool Lets You Qualify for 3X Loan-To-Value Alt title 1: How to Calculate Income Without Tax Returns Alt title 2: Bank Statement Loans for Entrepreneurs & Investors Alt title 3: How Self-Employed Buyers Qualify Using Real Cash Flow Hashtags: #mortgage #NonQM #SelfEmployed #RealEstateInvesting #SEIMortgage Tags: self employed mortgage, bank statement loan, DSCR loan, non qm mortgage, how to qualify without tax returns, mortgage for entrepreneurs, investment property financing, ability to repay, DTI explained, loan options for 1099 borrowers DISCLAIMER — Ryan Marks is a Licensed Mortgage Loan Originator (NMLS #519138) operating under The Turkey Foundation, Inc. (NMLS #236669), an Equal Housing Lender. Ryan conducts mortgage origination under his DBA, The Everyday Lending Group. SEI Mortgage is an educational brand only. It is not a mortgage lender, does not issue pre-approvals or loan estimates, and does not extend credit in any form. All information provided in this podcast is for educational and informational purposes only. Nothing in this episode should be interpreted as: Legal advice Financial advice Tax advice Real estate advice A commitment to lend An offer, quote, or guarantee of loan terms Loan guidelines, program availability, rates, underwriting rules, and qualification methods—especially for Non-QM mortgage programs—can change at any time and may vary by lender, investor, market conditions, and state regulations. Examples given are hypothetical and may not reflect actual terms available to any borrower. Listeners should independently verify all calculations, assumptions, and program details with qualified professionals. Always consult with a licensed mortgage lender, real estate agent, CPA, financial advisor, or attorney before making decisions related to home financing, investing, or credit. This podcast is not affiliated with, endorsed by, or acting on behalf of Fannie Mae, Freddie Mac, FHA, VA, HUD, or any government agency. No government agency has reviewed or approved the content of this recording. The Turkey Foundation, Inc. 1805 E Garry Ave, Santa Ana, CA 92705 Equal Housing Lender