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$100,000 a year used to mean you made it. Today, 64% of people earning six figures say it's the bare minimum to stay afloat. Not to build wealth. Just to survive. CPI says inflation is 2.9%. But since 2020, prices have gone up 26%. If your paycheck didn't grow 26%, you got a pay cut. Simple as that. The median home now costs $414,400. You need to earn $112,000 just to qualify. The average first-time buyer is 40 years old. It was 29 in 1981. Two out of three millennial renters have zero saved for a down payment. The American Dream isn't expensive. It's mathematically impossible for most people under 40. Meanwhile, the government owes $38 trillion. Interest alone hit $970 billion last year. That's the second biggest expense in the entire federal budget. And nobody is slowing down. In this video we run the actual monthly budget of a $100,000 household in 2026. Rent, insurance, groceries, utilities, transportation. The number at the bottom? Zero. Nothing left. At six figures. DISCLAIMER: This video is for educational purposes only and does not constitute financial advice. Consult a qualified financial advisor before making investment decisions.