Insurance Prices Are Quietly BREAKING These States скачать в хорошем качестве

Insurance Prices Are Quietly BREAKING These States

Your homeowners premium didn’t just go up. It jumped while the industry posted $88 billion in profit. Let that sink in. We’re counting down the 10 places where your zip code is the surcharge, and you won’t believe what’s driving it. I’ll show you how hail beats tornadoes on the balance sheet, why some roofs get downgraded while rates go up, and how inflation plus reinsurance turned into a stealth tax. Stay to see which states are quietly being priced out—and what tiny fixes actually move your bill. Number 1 Florida Florida’s not pricey only for storms. The squeeze comes from a legal-reinsurance mashup that turned roof claims into a cottage industry and premiums into rent-sized auto-drafts. Here’s the thing: carriers ghosted entire ZIP codes. Citizens ballooned, yet bills keep climbing. Assignment-of-benefits turned leaks into lawsuits. Litigation stacked. Reinsurance costs jumped after Ian and flowed straight into rate filings with double-digit hikes. Coastal homes now carry wind deductibles that feel like a second mortgage. Roof age used to earn credit; now it can trigger surcharges or coverage downgrades. Mitigation credits help, but many still land at Citizens at a higher baseline. The storm matters—but the rulebook and global capital set the price. If hurricanes are the headline, water’s sequel is next. homeowners insurance premiums most expensive states for homeowners insurance why homeowners insurance is increasing insurance rates by state home insurance crisis USA @statetruth @StateScoutChannel @MrState30