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Are you paying the "Skin Tax" without knowing it? 💸 Many retirees move abroad to save money, only to lose thousands on bad deals, overpriced services, and "foreigner pricing." In this video, I reveal the 5 "Safety Filters" that smart expats use to protect their wallets. Whether you're retiring in the Philippines, Mexico, or Portugal, these rules will help you spot a rip-off from a mile away. We cover real-world examples of how to negotiate, vet providers, and avoid the "Quiet Money Mistakes" that drain your retirement fund. 📥 Get the Free "Expat Safety & Budget" Checklist: [https://drive.google.com/file/d/1Arlr...] In this video, we cover: • What is the "Skin Tax"? (And why you might be paying it) • The 5-Step "Filter" system to vetting anyone you hire • How to negotiate like a local (without being rude) • The red flags of a bad service provider • Why "cheap" often costs you double later on #RetirePhilippines #ExpatSafety #LivingAbroad #RetirementMistakes #CostOfLivingPhilippines #RetirementDreamBuilders