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PhonePe, India's largest player when it comes to digital payments, was founded in December 2015. It has had a very different journey compared to rivals who raised big VC money. Instead it chose to work as an independent unit backed by Flipkart, and now Walmart. Today, PhonePe has more than 360 million registered users, with one in four Indians now using it. It has digitised over 27 million offline merchants spread across Tier II, III, and IV cities and beyond. In this episode of Bits to Billions, PhonePe founders Sameer Nigam and Rahul Chari spoke to Moneycontrol's Chandra R Srikanth on the PhonePe culture, why they will only list in India, why they have never fired an employee and the road ahead as they look to become a financial services super app. https://www.moneycontrol.com/news/bus... Follow us: Website: https://www.moneycontrol.com/ Facebook: / moneycontrol Twitter: / moneycontrolcom Instagram: / moneycontrolcom