Fed Cuts Rates Again! What It Means for Mortgage Rates | One Minute Monday скачать в хорошем качестве

Fed Cuts Rates Again! What It Means for Mortgage Rates | One Minute Monday

Hey everyone, it’s Doug Shoemaker with the Shoemaker Loan Team at Homestead Financial Mortgage — and welcome to One Minute Monday! This week, the Federal Reserve cut rates for the second time this year — so what does that mean for mortgage rates, home prices, and your buying power heading into the holidays? 👉 In this episode, I’ll cover: 0:00 – Intro & One Minute Monday cliff notes 0:45 – Fed cuts rates (again) and what it means for mortgage borrowers 2:10 – Home prices: Case-Shiller & FHFA show growth cooling 3:05 – Pending home sales flat but steady 4:00 – Current mortgage rates (≈ 6.33% 30-year fixed per Mortgage News Daily) 4:45 – Rate lock vs float strategy (for 15 days vs longer timelines) 6:15 – Technical outlook: bond & Treasury market signals 7:20 – What to watch next week (ADP jobs, Fed commentary, market volatility) 8:15 – Family Hack of the Week: Peanut Butter & Jelly Bars 🍪 9:30 – Hero programs & closing thoughts 💬 This week’s quick takeaway: The Fed’s latest move signals a cautious path forward. Mortgage rates have improved slightly, but volatility remains. If you’re closing within 15 days, lock your rate. If you’re more than 15 days out, you could float — just be ready to move fast if markets turn. 📉 Current average 30-year fixed: ~6.33% (Source: Mortgage News Daily) Need advice or a rate quote? 📞 Call or text: (618) 795-0790 📧 Email: DShoemaker@hfmloans.com 🌐 www.ShoemakerLoanTeam.com