Why Well-Run Businesses Still Overpay for Insurance | The Underwriting Blind Spots скачать в хорошем качестве

Why Well-Run Businesses Still Overpay for Insurance | The Underwriting Blind Spots

Most businesses assume insurance pricing is based solely on coverage limits and claims history. In reality, underwriters evaluate a much broader set of factors — many of which are often misunderstood, poorly documented, or never explained to business owners. In this introduction to JodyKlinger.com, I explain: • How insurance companies assess and score commercial risk • Why well-run companies can still receive average terms • The 20 underwriting concerns that influence perception • Where businesses unintentionally lose leverage before renewal • Why preparation should begin months in advance Insurance pricing isn’t random. It’s influenced by data, narrative, trends, and documentation. This video is designed to provide clarity — not sales pressure — and to help business leaders better understand how they are viewed by carriers. If you're responsible for your company’s insurance strategy, this perspective may change how you approach your next renewal. For deeper resources and a structured risk snapshot: Visit → https://jodyklinger.com