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I sit down with Patience Mutesi, Managing Director of BPR Bank Rwanda to discuss the rise of foreign-owned banks and how telecoms are shaking up the financial sector. Patience also shares her insights on smart money habits, startup financing, and how everyday Rwandans can make better financial choices for their families and future. Timecodes: 0:00 – Intro 0:47 – The Long Form Theme Song 1:30 – Who is Patience Mutesi? 2:22 – Join The Long Form Community 2:32 – What Keeps Bankers Up at Night? 7:38 – Will AI Replace Bankers? 11:42 – Support The Long Form Podcast 12:13 – Are Foreign Banks Taking Over Rwanda’s Economy? 22:35 – Are Telcos Like MTN & Airtel Threatening Banks? 30:00 – When Should a Startup Take A Bank Loan? 40:00 – The Best Places to Invest in Rwanda 47:38 –Venue Partner: Kigali Marriott Hotel 56:51 – Why Banks Avoid Financing Agriculture 59:22 – The Biggest Money Myth Rwandans Should Unlearn 1:02:28 – Rich vs Wealthy: What’s the Difference? 1:07:30 – Can You Negotiate Lower Loan Interest Rates? 1:12:00 – What Every Rwandan Student Should Learn About Money 1:17:11 – Balancing Leadership and Emotions as Managing Director 1:22:20 – Patience’s Financial Advice for Young People 1:25:20 – Closing Thoughts 1:25:32 – Outro 1:26:04 – Credits Consider supporting this podcast via our Momo code 95462 or directly to our phone number: +250 795462739 Visit Sanny Ntayombya's Official Website: https://sannyntayombya.com #money