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WorldCoin's Universal Basic Income (UBI) model aims to provide financial inclusion through blockchain-based identity verification. Unlike traditional tax-funded UBI, WorldCoin relies on the WLD token, which makes it vulnerable to market volatility. If token prices fluctuate drastically, the stability and reliability of the UBI system may be compromised. To enhance sustainability, WorldCoin could integrate health data-based rewards, using biometric authentication like iris recognition to incentivize healthy behaviors. This approach may align with usage-based insurance (UBI) models, where users share personal health data to receive crypto rewards or insurance benefits. While innovative, this system must address privacy concerns, regulatory compliance, and economic stability to ensure long-term success. Ultimately, WorldCoin’s UBI model presents both opportunities for financial inclusion and challenges regarding token stability and ethical data usage.