Mortgage in Poland: how banks assess your income and how much you need to earn скачать в хорошем качестве

Mortgage in Poland: how banks assess your income and how much you need to earn

We will help you safely and profitably buy or rent property in Poland. Leave a request for a free assessment of your situation: https://bit.ly/4fR0PFR How I can help — useful links for you 🚀: Entering the Polish market: company registration in Poland, market analysis, strategy development, assistance with business purchase/sale, support and consulting: https://bit.ly/2CdTsL2 Professional consultations on starting a business in Poland and obtaining a residence permit: https://uniconsulting.group/consultat... My social media 📱: Instagram:   / stastsis   Telegram: @stastsys Listen to our podcast on other platforms 🎧 Apple Podcasts: https://podcasts.apple.com/podcast/id... Spotify Podcasts: https://creators.spotify.com/pod/show... Telegram channel with the latest news about Poland: https://telegram.me/polandforus/ Chat about Poland 🎮: Join our Telegram chats and business groups: https://onlineteam.me/poland/chat/ Timestamps: 00:00 - Introduction: mortgage in Poland 01:05 - Main questions about loans 02:04 - Bank requirements for mortgage approval 04:00 - Income and expense evaluation 05:00 - How dependents affect creditworthiness 05:50 - Loan calculation examples 07:54 - Why it’s better to take long-term loans 10:17 - Mortgage payment calculations 12:56 - Real estate as an investment 14:15 - Case study: young couple 16:23 - Buying housing in different cities 19:40 - Case with maternity payments 21:20 - Child expenses in Poland 24:58 - Correlation between income and number of children 27:22 - Tips for choosing property When planning to buy an apartment in Poland, it's important to understand how banks assess your income and creditworthiness. In this video, we explain what influences the decision to grant a mortgage in Poland. I talk with expert Nikolay, who shares useful insights about the factors that banks consider when reviewing mortgage applications. Real estate prices in Poland continue to rise, and mortgages are becoming increasingly popular. However, to obtain a mortgage, you must meet certain criteria. We’ll tell you how your income, family size, and even your credit history impact the bank’s decision. We’ll also discuss how to improve your creditworthiness and avoid mistakes when applying for a mortgage in Poland. If you want to understand exactly how banks assess your financial situation and what steps to take to improve your chances of getting a mortgage in Poland — this video is for you.