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In this video, I'm going to help you understand how much housing you can actually afford without regret. Subscribe for simple mortgage education, home buying tips, and clear real estate guidance. 📞 → Schedule a 30 minute consultation (Home Purchase Loan): https://calendly.com/mike-hengy/30min 📅 → Schedule a 30 minute consultation (Refinance Loan): https://calendly.com/mike-hengy/30-mi... 🧠 90 day home ownership gameplan: https://levelupmortgage.net/90-day-ho... ❓ Should you refinance?: https://levelupmortgage.net/should-i-... 🔍 Check the website: https://levelupmortgage.net Let's Connect More! 🙋♂️ When you work with me, I’ll start by listening carefully to understand your goals and circumstances. If you’re a first-time homebuyer, I’ll walk you through each step of the process and resolve any questions you may have. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to meet your needs. From application to closing and beyond, I look forward to making your mortgage feel like a win. Originally from the Midwest, I’m proud to call Arizona home. Out of the office, I enjoy spending time with my wife and two kids – plus playing golf at the beautiful courses Arizona offers whenever I get the chance! Mike Hengy Sr. Loan Officer/Owner NMLS: 1022797 Company NMLS: 2425139 AZMB-1042386 Timestamps: 00:00 How much housing you can ACTUALLY afford (WITHOUT REGRET) 00:21 Common mistake homebuyers make 00:43 The question homebuyers should ask first 01:17 Comfort Payment 01:35 The REAL parts of the monthly payment 02:02 3 Simple questions to prevent regret 02:36 Stretching 03:01 4 Steps to avoid homebuyer remorse 🎥 Watch More on Mike Hengy YouTube Channel! How Much Down Payment Do You Really Need? → • How Much Down Payment Do You Really Need? First-Time Home Buyer Guide: What to Do Before You Start → • First-Time Home Buyer Guide: What to Do Be... Why Most Homebuyers Aren’t Actually Mortgage-Ready → • Why Most Homebuyers Aren’t Actually Mortga... Should I Buy a House Now or Wait? (2026 Housing Market Framework) → • Should I Buy a House Now or Wait? (2026 Ho... — DISCLAIMER — Mike Hengy is Licensed Loan Officer (NMLS: 1022797) This video is only for educational usage. All calculations should be verified independently. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed professionals. #mortgage #homebuyer #loanofficer