Migration & Money: When Should Immigrants Start Investing in NZ? Ep.4 скачать в хорошем качестве

Migration & Money: When Should Immigrants Start Investing in NZ? Ep.4

You’ve just immigrated to New Zealand… should you already be thinking about investing? The cost of living feels high. You’re rebuilding. You’re finding your feet. So when do you actually start investing? In this episode of the Migration & Money Series, I sit down with: Ivandee Fitchet from Migrant Financial Services David Morgan from Forsyth Barr Together we unpack: ✔️ When immigrants should start investing in NZ ✔️ Short-term vs medium-term vs long-term financial planning ✔️ How much emergency savings you should have ✔️ Saving for a house deposit in New Zealand ✔️ Retirement planning after immigrating later in life ✔️ Investing small amounts vs waiting ✔️ Whether investment can help you get a New Zealand visa ✔️ Why just leaving money in a savings account might be costing you 3 Years In – What Should You Be Doing? If you’re: 2–3 years into your move Starting to feel settled Thinking about buying a home Planning for university fees Worried about retirement This episode is for you. We break down: 🔹 Short-Term (0–2 years) Emergency fund (often ~$20,000 depending on family size) Recovering immigration costs Stabilising cashflow 🔹 Medium-Term (5–10 years) House deposit planning Structured investing beyond savings accounts Education planning 🔹 Long-Term (Retirement & Legacy) Mortgage-free by 65 Passive income planning Investment strategies in NZ Planning for aging parents Powerful Takeaways “Even small regular investments matter.” “Don’t be scared to ask for advice.” “Start building the habit early.” And one bonus reminder — explore New Zealand. You moved here for a reason. ⚠️ Important Disclaimer This episode is general information only and not personalised financial or immigration advice. Always seek licensed professional guidance for your specific situation. If you're exploring visa pathways through investment, speak to a licensed immigration adviser. Recommended advisers: Desire Lindeque - Network Migration Services Paul Janssen – Turner Hopkins Immigration 🎧 Listen on Podcast Available on Spotify, Apple Podcasts, and all major platforms. ⏱️ Chapters 00:00 – Why talk about investing as an immigrant? 02:00 – Meet David Morgan (Forsyth Barr) 06:00 – When should immigrants start investing? 09:00 – Short vs Medium vs Long-Term Planning 14:00 – What if you’re arriving with wealth? 18:00 – Don’t be scared to ask for advice 20:00 – Start small & build habits Join our Inner Circle Community - https://soft-landing-nz-inner-circle....