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What is Mortgage Forbearance? If you're facing financial hardship and struggling to pay your mortgage, forbearance might be an option. 👉 Mortgage forbearance is an agreement between you and your lender to temporarily pause or reduce your payments. It doesn’t erase what you owe — it just gives you time to get back on your feet. Here’s how it works: ✅ You request forbearance from your servicer ✅ They may approve reduced or paused payments for a set period (usually 3–12 months) ✅ At the end, you'll need to repay what's owed — either with a payment plan, lump sum, or by adding it to the end of the loan 📌 It's not automatic — you must apply and get approved. 💡 Tip: Always ask your lender how repayment will work before agreeing to forbearance. Need help understanding your options? Reach out — we’ve helped homeowners navigate this before. Call or text us at 888-870-044 KW Default Solutions - KWdefaultsolutions.com #MortgageHelp #Forbearance #HomeownerTips #DefaultSolutions #RealEstateEducation #realestate #realestateinvesting #foreclosurehelp #kw #kellerwilliams #kwreo #kwshortsales