Ep.118 | Why Montreal’s Housing Market Is Beating Toronto & Vancouver скачать в хорошем качестве

Ep.118 | Why Montreal’s Housing Market Is Beating Toronto & Vancouver

In Episode 118 of the Canadian Private Lenders Podcast, Ryan and Neal break down the latest Canadian jobs data and what rising unemployment means for interest rates and mortgage strategy heading into 2026. They then turn their attention to a market that rarely gets the spotlight: Montreal. With home sales up, prices rising, and inventory remaining tight, Montreal is emerging as one of Canada’s most resilient major housing markets, especially when compared to Toronto and Vancouver. The episode wraps with a deep dive into commercial real estate, exploring why office vacancies are finally declining, what’s driving the return-to-office trend, and how lenders and brokers should think about risk, repositioning, and rate structure across asset classes. Show Notes: 03:17 – December jobs data, rising unemployment, and what it means for rates 07:28 – Fixed vs. variable mortgages: why sentiment is changing 11:59 – Why Montreal stands out in today’s housing market 13:04 – Quebec housing data: prices up, sales strong, inventory tight 17:31 – Toronto & Vancouver cooling: higher prices, weaker demand 20:24 – Calgary & Halifax normalize after post-COVID booms 24:52 – Office market comeback: falling vacancies and return-to-office trends 33:06 – Mortgage strategy heading into 2026: regional risk matters Resources: Keystone Capital Group CPLP Instagram: @cplpodcast Keystone Instagram: @keycapgroup Find Neal On: Instagram: @neal.andreino LinkedIn: Neal Andreino Find Ryan on: LinkedIn: Ryan MacNeil E-mail: ryan@keycap.ca