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Total disability based on individual unemployability allows certain veterans to receive compensation at the 100 percent disability rate when service-connected conditions prevent substantially gainful employment. Join us as CCK Law partners Emma Peterson and Christine Clemens break down how TDIU eligibility is determined under VA regulations, income limits, protected work environments, effective dates, evidence veterans should gather, and more. They also address recent legal developments, common VA errors, and practical considerations that may affect entitlement, permanence, and back pay. A segment from CCK Law's Veterans Legal Lowdown Podcast! READ the blog post here: https://cck-law.com/benefits/individu... Try our FREE CCK Law VA Claim Builder tool:https://cck-law.com/va-claim-builder/ Read more about CCK Law here: https://cck-law.com/we-work-for-every... Who We Are: Chisholm Chisholm & Kilpatrick is the nation's leading veterans law firm. Since 1999, CCK Law has grown to include more VA-accredited advocates and attorneys than any other firm and represent nearly 30,000 veterans or their dependents before Veterans Affairs or the U.S. Court of Appeals for Veterans Claims. CCK Law attorneys have argued many of the most precedent-setting cases in veterans law, playing an indispensable role in clarifying the benefits of millions of veterans. As of 2025, the firm has published over 2,500 pages and 800 videos of free legal resources for veterans and their dependents. Feel free to ask questions, give us feedback, or request new veterans' law topics below! And don't forget to SUBSCRIBE so you won’t miss future videos. Visit our website at cck-law.com or call (888) 559-1385. 0:00 Introduction to TDIU and 100% Compensation Rates 1:12 Monthly Payment Increases for 2025 and 2026 2:15 Current Debates and the Importance of the TDIU Benefit 4:13 Eligibility Requirements and Substantially Gainful Employment 5:56 Why Age and Retirement Don't Stop Your Claim 6:23 The Schedular Path: Understanding 38 CFR 4.16A 7:51 The Extraschedular Path: New Rules from Witkowski v. Collins 10:54 Marginal Employment and Federal Poverty Thresholds 13:10 Working in a Protected Work Environment 17:20 Proving Unemployability: The Ray v. Wilkie Functional Test 19:35 Types of Evidence and Vocational Expert Opinions 22:18 How to File: Using VA Form 21-8940 Correctively 24:47 Effective Dates and Avoiding Lost Back Pay 27:30 FAQ: Self-Employment, Permanency, and Reductions