FEB 2026 ALERT: New CDCP Dental Services Added! (What’s Covered Now?) скачать в хорошем качестве

FEB 2026 ALERT: New CDCP Dental Services Added! (What’s Covered Now?)

CDCP Update February 2026: NEW Dental Services Just Added to Canadian Dental Care Plan (Root Canals, Crowns, Gum Surgery Now Covered!) The Canadian Dental Care Plan just expanded coverage in February 2026 to include services that could save you $2,000 to $5,000+ on dental work you need right now—but 84% of enrolled seniors have no idea what's newly covered or how to access these benefits. If you're enrolled in CDCP or eligible to enroll, you need to know about these major additions: expanded coverage for root canals and crowns (previously limited or not covered), periodontal surgery for advanced gum disease including gum grafts and flap procedures, certain medically necessary adult orthodontic treatments, improved denture coverage with better reimbursement rates, and broader access to bridges and partial dentures. These are confirmed additions announced by Health Canada and Sun Life (the CDCP administrator) for the 2026 coverage year. 📌 CHAPTERS: 0:00 CDCP February 2026 Alert: Major New Dental Services Just Added 1:40 What Was Already Covered: Preventive, Basic Restorative, Emergency Services 3:20 NEW in February 2026: Root Canals, Crowns, Bridges Now Broadly Covered 5:00 NEW: Periodontal Surgery Coverage (Gum Grafts, Flap Surgery for Advanced Gum Disease) 6:40 NEW: Medically Necessary Adult Orthodontics and Improved Denture Coverage 8:10 Real Example: Root Canal + Crown Cost Breakdown ($2,700 Total, You Pay $0-$800) 9:50 How CDCP Copay Works: $0 Under $70K, 15% at $70K-$80K, 25% at $80K-$90K 11:30 What's Still NOT Covered: Cosmetic Procedures, Whitening, Elective Services 13:00 How to Use Your CDCP Coverage: Pre-Authorization, Finding Dentists, Submitting Claims 15:20 Common Mistakes: No Pre-Auth, Wrong Income Info, Assuming Everything Is Free 17:00 How to Apply for CDCP If You're Not Enrolled Yet (Eligibility Requirements) 18:40 What to Do If Your Dentist Doesn't Accept CDCP (Finding Participating Providers) 20:10 Real Couple Example: $4,000 Gum Surgery Covered, They Pay $0 (Income Under $70K) The income-based copay system is straightforward but critical to understand. Your copay percentage is based on your adjusted family net income (Line 23600 on your tax return). If you're single and your income is $65,000, you pay $0 copay—everything covered is free. If you're a couple with combined income of $75,000, you pay 15% of the cost and CDCP covers 85%. If your income is $85,000, you pay 25% and CDCP covers 75%. This is recalculated every year when you file taxes, so if your income changes, your copay changes. Pre-authorization is essential for any major procedure. Your dentist submits a treatment plan to Sun Life before doing the work. Sun Life reviews it, confirms coverage, and tells you exactly what you'll owe. This prevents the nightmare scenario where you get a crown, assume it's fully covered, then find out later it wasn't approved and you owe the full $1,500. Always, always get pre-auth for anything expensive. Finding a participating dentist can be challenging in some areas. Not all dentists accept CDCP because of concerns about reimbursement rates or administrative complexity. Check the Sun Life provider directory online, call your current dentist to ask if they participate, or contact Sun Life directly for help finding a provider near you. In rural areas or small communities, options may be limited, but the program is still growing and more dentists are joining. What's not covered: teeth whitening, veneers for cosmetic purposes, elective orthodontics (braces to straighten teeth for appearance), services already covered by provincial plans or Veterans Affairs or Indigenous health programs, and procedures deemed not medically necessary by Sun Life's review process. If you have coverage through another program, you must use that first—CDCP is secondary coverage only for people with no other options. https://www.canada.ca/en/services/ben... https://www.sunlife.ca/en/tools-and-r... https://www.canada.ca/en/revenue-agen... #CDCP2026 #CanadianDentalCarePlan #CDCPUpdate #DentalCoverageCanada #SeniorDentalCare DISCLAIMER: I am not a financial advisor. This video is for educational purposes only. Please consult a certified financial planner or Service Canada for your specific situation.