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🚨 The 2025 Government Shutdown That Erased the CDFI Fund — and Why It Matters to Every Small Business 🚨 When Washington shut down in October 2025, most people thought it was just another political stalemate. But this time, something different happened. The U.S. Treasury’s CDFI Fund—the small but mighty office that fuels community lenders and credit unions—was hit with a reduction in force (RIF) that effectively erased its staff overnight. This video breaks down how the 2025 government shutdown wiped out the CDFI Fund, what that means for small businesses, credit unions, and government contractors, and why this story could shape access to capital for years to come. 💡 You’ll learn: What the CDFI Fund actually does—and why it’s critical for economic equity. The difference between a shutdown and a reduction in force (RIF). How the loss of staff freezes billions in funding pipelines. The ripple effects for small-business loans, affordable housing, and community finance. What recovery might look like (and why it won’t be quick). 🎯 Whether you’re a government contractor, a CDFI lender, a credit union leader, or just someone trying to understand how D.C. gridlock hits Main Street—this is the explainer you’ve been waiting for. 📈 Timestamps: 00:00 – Intro: The Shutdown That Changed Everything 00:28 – What Really Happened to the CDFI Fund 01:05 – Why the CDFI Fund Matters 02:10 – Who Feels It First: Credit Unions & Community Lenders 03:15 – The Domino Effect on Small Businesses 03:50 – The Outlook: Rebuilding What’s Gone 04:10 – Takeaway: When Washington Goes Dark, Communities Pay 🧠 Tags & Keywords: 2025 government shutdown, CDFI Fund, Treasury layoffs, reduction in force, RIF 2025, credit unions, community lenders, small business financing, economic equity, Treasury Department, affordable housing, federal funding freeze, CDFI certification, government contractors, U.S. shutdown news, 2025 government shutdown, CDFI Fund, Treasury layoffs, reduction in force, RIF 2025, CDFI Fund layoffs, credit union funding, small business financing, government contractors, economic equity, Treasury Department, community development financial institutions, affordable housing, shutdown impact, Washington shutdown, government funding freeze, CDFI certification, funding delays, community lenders, credit unions and CDFI, what is CDFI Fund, US government news, 2025 economy, small business loans Hashtags #GovernmentShutdown2025 #CDFIFund #SmallBusiness #CreditUnions #CommunityFinance #TreasuryDepartment #FederalFunding #EconomicEquity #FinanceExplained #USGovernment 📺 Subscribe for more clear, engaging breakdowns of government, money, and the systems that connect them. 🔔 Turn on notifications so you don’t miss the next episode of “The Week the Lights Went Out.”