Filed Bankruptcy? Here’s What Happens IMMEDIATELY скачать в хорошем качестве

Filed Bankruptcy? Here’s What Happens IMMEDIATELY

You filed for bankruptcy… now what actually happens? The moment your case is filed, something powerful goes into effect: the automatic stay. In this video, California bankruptcy attorney Martha Warriner explains what the automatic stay really does, how it protects you from creditors, and what happens next if you have credit cards, medical bills, car loans, or a home in foreclosure. If you’re overwhelmed, getting collection calls, facing repossession, or worried about foreclosure, this is essential information. The automatic stay can immediately stop most collection actions, but it does not last forever, and how it applies depends on whether your debts are secured or unsecured. In this video, you’ll learn: • What creditors are legally prohibited from doing after you file • How Chapter 7 differs from Chapter 13 when foreclosure is involved • When a lender can ask for relief from stay • Why reaffirming a car loan may not be in your best interest • How equity affects your ability to defend your home • How long the automatic stay actually lasts Bankruptcy is not one-size-fits-all. Understanding your protections helps you make informed decisions. ⚖️ Free Consultation with Martha Warriner If you are considering bankruptcy or need clarity about your specific situation, schedule a free 30-minute consultation: 📞 Call: 760-409-7705 📧 Email: Martha@bankruptcysage.com Every case is unique. Get advice tailored to your circumstances. This video is for educational purposes only and is not legal advice. ⏱ Chapters 00:00 – You Filed Bankruptcy. Now What? 00:20 – What Is the Automatic Stay? 01:00 – What Happens to Unsecured Debts? 01:15 – Secured Debts: Homes and Cars Explained 01:58 – Car Loans and Reaffirmation Risks 02:42 – Chapter 7 vs Chapter 13 in Foreclosure 03:27 – What Is Equity and Why It Matters 04:01 – How Long Does the Automatic Stay Last? 04:53 – How to Schedule a Free Consultation