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David Bach explains why most people never build wealth even when they earn good money and how ordinary people quietly become millionaires without working longer hours. Drawing on decades of research and real-world examples, he reveals why income alone does not create wealth and why systems matter more than discipline. He breaks down the first hour rule and explains why paying yourself first changes everything. Instead of relying on budgeting or willpower, this approach uses automation to build wealth consistently over time. David also explains why lifestyle creep keeps high earners broke, how technology is designed to drain income, and why retirement accounts quietly create more millionaires than any other strategy. This conversation shows how small daily habits compound into life changing results and why the path to wealth is far simpler than most people think. Discover: • Why earning more money does not make you rich • How the first hour rule builds wealth automatically • Why willpower fails but systems succeed • How ordinary salaries create millionaires • The biggest mistake people make with money 📺 Watch the full episode here - • Early Retirement Expert: A House Vs Stocks... ❤️ Subscribe to our main channel - / thediaryofaceo Get your hands on exclusive Diary of a CEO products: https://thediary.com/collections/all?... #thediaryofaceo #doac