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Looking for a trusted Tucson mortgage lender? This channel helps you buy, refinance, and invest in real estate across Southern Arizona — the smart way. If you’re thinking about buying a home, refinancing, or investing in real estate in Tucson or Southern Arizona, this channel is built specifically for you. My name is Derrick Polder, founder of The Polder Group, a local mortgage team based in Tucson, Arizona. We’ve helped thousands of Arizona families and real estate investors secure financing and make confident, stress-free mortgage decisions. This channel is your straightforward, no-fluff mortgage resource covering real-world scenarios you actually face when financing property in Arizona. On this channel, we break down: First-time homebuyer loans & down payment assistance programs VA loans for military members & veteran families Conventional, FHA, USDA, Jumbo & Portfolio loans Bridge loans for move-up buyers Refinance strategies (rate & term, cash-out, debt consolidation) Investment property financing & real estate strategies Credit education, optimization & how the U.S. credit system actually works Construction, land, manufactured homes, condos & unique property types Mortgage rules, taxes, timelines, and loan programs vary by state — and even by city. That’s why we focus heavily on Arizona-specific and city-level financing, including: Tucson Oro Valley Marana Vail And communities throughout Southern Arizona We cover local loan programs, market trends, and city-specific opportunities that national lenders and generic videos simply don’t understand or explain. Our approach is simple: Clear, honest mortgage advice that helps you make the best decision for your financial goals, not just close a loan. Whether you’re: Buying your first home Moving up Refinancing Or building long-term wealth through real estate We help you understand your options and compare them side by side. CONTENT SCHEDULE On this channel, you’ll find: ✔ Easy-to-understand mortgage education ✔ Local Arizona market updates ✔ Side-by-side loan comparisons ✔ Real-world investing insights ✔ Credit and financial strategy tips 🎥 New videos every week We offer free mortgage consultations: In-person at our Tucson office Or virtually via Zoom 👉 Schedule your consultation and start your mortgage strategy today. 👉 Subscribe for trusted mortgage guidance tailored to Tucson & Southern Arizona. #TucsonMortgage #SouthernArizona #MortgageEducation #ThePolderGroup Thank you for being here — welcome to The Polder Group. 00:00 Introduction – Who this video is for 00:15 What we cover on this channel 00:40 Our specialties: first-time buyers, VA, refinance 01:10 Local Arizona focus (Tucson, Oro Valley, Marana, Vail) 01:40 Your next steps (subscribe + consultation)