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Most people don’t give up on cruising because of weather, boats, or seamanship. They give up because they can’t figure out the money. In this episode, I break down how people actually make money while cruising—and just as importantly, what doesn’t work once real life at sea gets involved. This isn’t a hype video. There’s no passive-income fantasy here. We talk honestly about: Why chartering is a terrible “backup plan” for most cruisers Why physical labor and boat work often trap people in one place The reality of consulting, freelancing, and remote work offshore Why social media is a long game—not a paycheck How real estate can support cruising only if it’s set up beforehand And why online businesses are one of the few models that consistently survive cruising life when done right This conversation is especially for: People dreaming about cruising but stuck on the financial side Couples trying to make this decision together Anyone who wants the truth, not the Instagram version I’m not promising this will work for everyone. I’m sharing what I’ve seen survive reality—motion, fatigue, bad internet, time zones, broken gear, and stress. If you’re not independently wealthy and you want to understand how people make this life work financially, this one’s for you.