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Understanding the underwriting stage can feel overwhelming, so in this video the Mortgage Mark team breaks down what actually happens once your loan is submitted to underwriting. You will learn what the initial approval means, what conditions are, how long this stage typically takes, and what buyers and refinancers should expect next. This is especially helpful for anyone purchasing or refinancing a home in Dallas or anywhere in Texas. Learn more about the mortgage process here https://MortgageMark.com/ Timestamps 0:00 Welcome 0:04 What Initial Underwriting Approval Means 0:21 How Processors Prepare Your File 0:32 How Long Underwriting Usually Takes 1:23 What Conditions Are and Why They Matter 2:17 Common Third Party Conditions 3:02 What The Initial Closing Disclosure Does 3:39 Contract Changes You Should Tell Us About 4:08 Credit Updates Before Closing 4:28 Employment Verifications 4:58 Moving Toward The Clear To Close 5:25 When To Contact The Mortgage Mark Team When you are buying or refinancing a home, underwriting is one of the most important milestones in the mortgage process. This video explains turn times, documentation needs, how conditions are handled, why purchases take priority, and what to expect before receiving your clear to close. If you are in Dallas, Fort Worth, or anywhere in Texas, this guide will help you understand each step so you can move forward with confidence. If you have questions, reach out to the Mortgage Mark team. We are here to help you navigate every stage of your home loan. When you think mortgage, think Mark. Hey folks! Mark Pfeiffer here, the face of Mortgage Mark based in Dallas, Texas and working all over the US! I'm here to help you get your mortgages done smarter, better, and faster with an experienced team who cares. I manage a whip-smart team ready to help you buy your next home and reach your goals. Contact us today to get the best lending experience you'll ever have! Mark Pfeiffer, Mortgage Loan Originator, NMLS #729612 CMG Home Loans, NMLS #1820 5495 Belt Line Rd., Suite 140, Dallas, TX 75254 Office: (972) 829-8639 | Cell: (972) 898-2595 | Fax: (972) 782-4803 Email: [email protected] www.MortgageMark.com LET'S GET SOCIAL Instagram: @MortgageMarkPfeiffer Facebook: Mortgage Mark TikTok: @MortgageMarkPfeiffer #MortgageTips #DallasRealEstate #TexasRealEstate #MortgageEducation #HomeLoans #DFWMortgage #UnderwritingProcess #MortgageApproval #MortgageMark