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Many people think memorial plans and life insurance are the same — but they actually serve very different purposes. In this episode, we’ll clarify the common misconceptions and explain the key differences between the two, so you can make informed decisions about your financial protection. Plus, get practical tips what to get first given a little budget. Whether you’re planning ahead for peace of mind or building long-term security for your loved ones, understanding these distinctions can make all the difference. 🎙️ Join us as we break it down in simple, practical terms — because financial literacy is your best protection. #LifeInsurance #MemorialPlan #FinancialEducation #PodcastPH ------- 🎙 Beyond the Coat Four passionate Filipino financial advisors —Aidam, Bheng, Jac, and Josh—ditching the stereotypes and talk real life, real money, and real purpose. We go beyond suits, sales, and surface-level advice to share what truly matters: helping people build financial security, create lasting legacies, and live with freedom. Whether you're planning for retirement, protecting your family, or just curious about what advisors really do, join us for honest conversations, practical insights, and a few laughs along the way. 📅 New episodes every Friday at 8pm The hosts: 1. Aidam Buan / 16uhd47fzs 2. Bheng Espineda / 16rndatqdf 3. Jacqueline Magboo https://www.facebook.com/jacqueline.c... 4. Joeson Rempis / 1arwt5ybnr 🧥 Beyond insurance. Beyond the office. Beyond the coat.