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How do you build a $300K+ portfolio and live a soft life without apology? In this episode, Jennifer aka @Savvymoneygirl shares exactly how she started investing young, multiplied her money, and built wealth from the ground up. We also get real about the provider vs 50/50 debate, is splitting bills fair when incomes aren’t equal? From beginner investing steps to why proximity and mentors matter, this episode is packed with gems for anyone serious about building wealth and enjoying life now. 🔗 LINKS & RESOURCES ‣ Subscribe to Jennifer's channel → @Savvymoneygirl ‣ Explore Sabi Enjoy → https://sabienjoy.com ‣ Multiply Your Money → https://smartmoneymastery.co 🎧 Listen on Your Favourite Platform → https://pod.link/1829335834 Want to get featured? Share your story, dilemma, or hot take → https://forms.gle/1nbJfzo6r1b5wWL68 💬 Let’s Cruise Together If this episode hit home, subscribe, comment your thoughts on the 50/50 debate, and share with someone who needs this conversation. ⏱️ TIMESTAMPS 00:00 Introduction 01:00 Meet Jennifer + her $300K portfolio 03:05 How she started investing young 05:10 Money gives you access (mentors, rooms, travel) 07:45 Travel ROI: from airport story to contracts 10:58 Paying for access: events, mentors & rooms 16:10 Liquidity vs assets: cash when you need it 18:35 First steps: savings → T-bills → dividends 22:40 “Money changes your brain chemistry” 26:55 Beginner ETF picks (UK & Canada examples) 31:15 The provider vs 50/50 debate 52:00 Case study: $55K vs $120K, what’s fair? 59:10 Final takeaways + your next steps