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A recent vendor decision to eliminate one-time purchase options has forced institutions to confront fundamental collection development questions in an era of extremely constrained budgets. This moment represents more than a single vendor policy change but a broader industry shift that challenges traditional notions of library collection building. This session will examine the immediate and long-term implications of a move away from perpetual access models. A collection strategist will share the reality of access-only models on libraries, budgets, and weighing the trade-offs access or ownership. The discussion will cover practical concerns including consortium negotiations, preservation, and the challenges of shifting paradigms. An aggregator will share their viewpoint, examining how third-party vendors navigate the complex middle ground between publisher policies and library needs. Finally, the publisher perspective will address the business realities driving these industry changes, including infrastructure costs, usage patterns, and evolving user expectations. Together, these perspectives will illuminate the complex ecosystem of competing priorities—institutional budgets, user needs, publisher sustainability, and preservation mandates—that are reshaping scholarly communication infrastructure.