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https://caveylaw.com/frequent-questions/ | Long-Term and ERISA Disability attorney Nancy Cavey hosts a podcast to inform disability insurance policyholders of what they should know before they stop working and apply for their disability insurance benefits, or appeal a wrongful denial or termination of their claim. In this episode, Attorney Cavey explains what long-term disability insurance policyholder's who have Fibromyalgia, or are otherwise disabled due to a medical condition that causes chronic fatigue, need to know before they stop working and apply for their disability insurance benefits. Nancy Cavey is a St. Petersburg, Florida based Long-Term and ERISA Disability attorney who can help you file a claim for benefits no matter where you live in the United States. Give us a call at 727-894-3188 with any questions you may have when applying for disability, or if you have been denied your Long-Term Disability benefits. We offer free consultations! 0:00 Introduction 1:01 Fibromyalgia, and How Disability Carriers Evaluate Fibromyalgia Claims 3:43 Is There Objective Medical Evidence for the Fibromyalgia Diagnosis? 4:27 Is There Objective Medical Evidence to Support the Restrictions and Limitations Assigned by Your Physician? 6:03 Is There a Causal Relationship Between Your Fibromyalgia, The Assigned Restrictions and Limitations, and Your Inability to Do Your Own or Any Occupation? 6:51 What is or Was Your Occupation, what are its Duties, and How Do Your Limitations Affect Your Ability to Perform Those Duties? 9:39 Is What You Say on Your Activities of Daily Living Form Consistent with What is in Your Medical Records or What You Tell the Adjuster During A Call? 10:38 Does the Policy Limit How Long Your Carrier Has to Pay Benefits?