40 with $0 Saved for Retirement? Take These 5 Steps NOW (Income Based) скачать в хорошем качестве

40 with $0 Saved for Retirement? Take These 5 Steps NOW (Income Based)

Here's my FREE Newsletter -https://cpa-money-mentor.kit.com/9d9f... You're in your 40s with little to no retirement savings — but it's not too late. In this video, I'm breaking down the exact 5-step catch-up plan based on YOUR income level: high earners ($120K+), moderate earners ($60K-$120K), and modest earners (under $60K). 🎯 WHAT YOU'LL LEARN: ✅ How much you actually need to save for retirement (it's less than you think!) ✅ The exact RRSP and TFSA strategy for YOUR income level ✅ How to eliminate debt while building retirement savings ✅ Income growth strategies that actually work in your 40s and 50s ✅ The biggest wealth killers to avoid at every income level ⏱️ TIMESTAMPS: 0:00 - Intro: You're Not Too Late 0:25 - Why You Still Have Time at 40 1:00 - Calculate Your Retirement Number First 1:45 - Why Income Level Matters 2:00 - High Income Plan ($120K+): Meet Michelle 4:00 - Moderate Income Plan ($60K-$120K): Meet Sandra 6:00 - Modest Income Plan (Under $60K): Meet Ellie 7:30 - Your Next Steps FEATURED STRATEGIES: RRSP contribution strategies by income level TFSA maximization for tax-free growth Employer matching optimization Strategic debt elimination approach Income growth tactics for catch-up savers CPP and OAS planning basics Canada Workers Benefit eligibility My name is Toyin. I'm a CPA and financial planner helping Canadians build realistic retirement plans. Subscribe for shame-free retirement planning that meets you where you are. DISCLAIMER: This video is for educational purposes only and should not be considered financial advice. Your retirement situation is unique. For personalized advice, consult with a financial professional. #RetirementPlanning #CanadianFinance #RRSP #TFSA #retirementsavings