$1.5M RRSP = CRA Jackpot? How to Pay Less Tax in Retirement скачать в хорошем качестве

$1.5M RRSP = CRA Jackpot? How to Pay Less Tax in Retirement

Interested in a custom retirement strategy? ➡️ https://willemswealthplanning.ca/star... Paul and Linda saved $1.5M in their RRSPs and followed the standard retirement advice—only to face a steep tax spike at age 72. In this case study, we’ll show how a smarter drawdown strategy helped them reduce clawbacks, improve flexibility, and increase their estate value by $145,000 after tax. Steve Willems, CFP®, FEA, BA Wealth Advisor, Willems Wealth Planning Group | Assante Financial Management Ltd. ======================= 💌 Sign up for our monthly(ish) LIFE + MONEY newsletter 💌 https://willemswealthplanning.ca/news... ⬇️ Take the FREE 4 Minute “How much do I need to retire?” Quiz ⬇️ https://xqq03md1qx0.typeform.com/to/D... ======================= 🎬 S E L E C T S C E N E S 🎬 0:00 - The $145K Retirement Tax Mistake 1:35 - Meet Paul & Linda: RRSP Heavy Retirees 2:44 - The “Default” Retirement Strategy 3:57 - The Hidden Tax Spike at Age 72 5:15 - What CRA Takes Under the Default Plan 7:19 - A Smarter Way: Income Targeting Strategy 8:59 - Side-by-Side Comparison: Default vs Optimized 10:44 - Why Flexibility Beats Minimizing Taxes 12:01 - Why It Works 13:20 - Summary: Tradeoffs and Takeaways =======================