Do Roth Conversions Still Make Sense in 2026? скачать в хорошем качестве

Do Roth Conversions Still Make Sense in 2026?

A Roth conversion means paying taxes now instead of later, but is it the right move for your retirement? We'll explain exactly how Roth conversions work, walk through a $100k example that shows the actual tax impact over 25 years, and give you three critical questions to ask before you convert. Whether you're planning for retirement or already there, this episode can help you decide if a Roth conversion makes sense for you. What We Cover: 00:00 – What is a Roth Conversion and How Does It Work? 01:00 – The Five-Year Rule 02:00 – Required Minimum Distributions (RMDs) 03:00 – Why Consider a Roth Conversion 07:00 – Why Roth Conversions Aren't for Everyone 09:00 – Example: $100K Roth Conversion 16:00 – 3 Questions to Ask Before You Convert 20:00 – Market Volatility as a Roth Conversion Opportunity -- Ready to take the next step? Schedule a RetireReady Call at https://bit.ly/4aAXuK7 📖 Download your copy of the Retiring Today Magazine at https://bit.ly/4nDw5eE 🔔 Don’t forget to like, subscribe, and turn on notifications for more retirement insights! -- Loren Merkle CFP®, RICP®, Certified Financial Fiduciary® https://merkleretirementplanning.com/... Clint Huntrods Certified Financial Fiduciary®, PhD https://merkleretirementplanning.com/... Molly Nelson Host of Retiring Today with Loren Merkle https://merkleretirementplanning.com/... -- This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation. Medicare services provided through MRP Insurance, LLC. Any and all other services related to insurance are an outside business activity and are not offered through or supervised by Elite Retirement Planning, LLC.  MRP Insurance, LLC, is not affiliated with or endorsed by any government agency. This is an advertisement for insurance. By responding to the ad, you will be put in contact with a licensed insurance agent offering Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans. We do not offer every plan available in your area. Currently we represent [5] organizations which offer [22] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.